Major Medical

Major Medical Insurance

Major medical health insurance covers all the minimum essential benefits and meets the standards outlined in the Affordable Care Act (ACA) for individual and family coverage.

Health Benefits Group

Understanding major medical health insurance plans

Typically, the type of insurance people are referring to when they talk about health insurance coverage is major medical health insurance, or credible coverage. These plans comply with the ACA’s regulations for qualifying health plans and they offer ten essential benefits:

  • Hospitalization

  • Outpatient procedures

  • Preventive care such as immunizations and checkups

  • Prescription coverage

  • Mental health and addiction counseling

  • Laboratory services

  • Emergency services

  • Pediatric services

  • Maternity and newborn care

What most people don’t know is that these plans aren’t only sold through the official state and federal marketplaces, they can also be sold through licensed private brokers such as myself.

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